Why Self Insure?

While there are many advantages to this type of Association, three of them stand out:

• Potentially lower costs
• Stability of market
• Emphasis on reducing and controlling costs

A group self-insurance Association is an alternative to the traditional insurance marketplace and has proven to be a stable market for the well managed Associations. The possibility of a cost savings results from:

• Reduced expenses and overhead costs
• Aggressive clams handing with cost containment programs
• Effective loss control
• The realization of investment income